How To Get Unlimited Internet For Free All Tricks 2017

Today we need internet to perform any type of work however we have to use fast 3G/4G internet connectivity to perform the job smoothly. The SIM or internet service providers cost you additional for this. But if you’re android user then you can easily use free 3G or fast mobile data. There are many rumors which claim for free internet connection, well I have performed some research and found that few of them really work.


Here I am going to share several tricks by which you can get free high speed 3G internet connection on your smart phone device.

requirement

You should not have mobile balance
You must have an active data plan with 0 MB balance.
The method or setting works well with all versions of Android, but preferably Android 4.0 or higher are recommended
The method works for all android mobile, devices or tablets
Rooted Android 4.0 or higher OS version device

1. VPN Method For Free Internet

There are many VPN (virtual private network) Service provider which you can use to connect internet. Doing some changes in VPN software connects internet virtually, so you’re not charged for internet surfing. It’s simple to configure with faster internet connection.

Droid VPN

To use this you need a rooted android device and Airtel SIM card with null balance.

Download and Install Droid VPN from Google play store.
Register with username, password and legal email address.
Click on Connection Setting – > Connection Protocol – > Select TCP option
Tap on HTTP Headers – > Tap check box to Enable
Type on Custom HTTP Headers “Host:get.wynk.in/X-Online-Host:get.wynk.in/” and click OK
Open Droid VPN – > select any available connection – > click on connect button. You connect to Droid VPN now.
Surf browser, Youtube video, Play games, check emails without any mobile data balance.

The Good thing of this technique is you don’t need to download this VPN software in your device. It can work without download and Installation.

Click on Setting – > Wireless and Network – > Select VPN
Click on + sign on top right corner to add new VPN
Give name as “FlyVPN” or whatever you want
Select Type as “PPTP”.
Add Server address of your particular country. You need to register to get this IP address. It will be in XXX.XXX.XXX.XXX format.
http://www.flyvpn.com/User/VpnServers (Register here)
Select Check “PPP encryption (MPPE)” and Save
Click FlyVPN to connect
Enter credentials which you have used during registration and click connect

Other VPN

There are many VPN apps which you can download and perform specific configuration to connect free internet such as izzyvpn, FinchVPN, Freedom VPN, Globus VPN Pro, EasyOVPN, TroidVPN and many more. The installation, setup and use of all those VPN apps are almost same. You may find other latest software too from search. Ensure that you can use them for free high speed internet connection. Almost all VPN software supports android users.



2. Apps Method For Free Internet

Element53 Lite and ProxyDroid

Install Element53 Lite and ProxyDroid from Google play store.
Launch Element53 and press the menu button – > setting – > Network Type – > Mobile
Launch ProxyDroid and do below setting
Host: 127.0.0.1
Port: 3128
Proxy Type: SOCKS5
Auto Connect: Checked
Bound Network: 2G/3G
Active your Mobile Data

Open Element53, click Connect and it’s done.

WiFi Password

It’s very simple app to download for android device users.

Download, install WIFI password app from Google Play Store. Enable GPS.
This app allows you to create random keys for the Wi-Fi network.
Security Type:

WEP 64/128/256
WPA2 64/160/504

Algorithm generates a password for your router, entirely random to avoid molest by crackers/ hackers on the device.
You can create a random password of strong encryption with one click, which really boost their protection.
You can find all open networks of city.
It will automatically scans all accessible wi fi connection points and connect
After connected you can use your device as an access point to the wireless network.

Opera mini achusoft

This trick is only useful for Airtel SIM card operators. Opera mini is made for android operating system to bypass Airtel internet.

Uninstall previous opera browser and restart your device. Download and Install Opera Mini.
Setting > More > Mobile network Setting
Select Subscription
Go to access Point Names Option > New VPN > Insert below data and save.
Name : AchusoftConfig
APN : airtelgprs.com
Proxy : 141.000.011.253
Port : 80

Now you’re ready to surf unlimited free internet with high speed in opera mini browser.



3. Proxy Setting Method For Free Internet

You will get unlimited free internet access on networks like Idea, tata docomo, Reliance, Vodafone, Airtel by paying nothing on smartphone. Just follow these steps. Mobile users have to download and update UC browser V 7.2 Handler UI 200 beta 5.

Airtel Users
First Create New Settings.
Proxy – 67.117.201.129
Port – 80
Front Query – fb.me/cgi-bin/nph-proxy.cgi/000000A/http/

Idea Users
First Create New Settings.
Proxy – 115.117.201.129
Port – 8080
Front Query – fb.me/cgi-bin/nph-proxy.cgi/000000A/http/idea

Docomo Users
Network Name – Tata Docomo Dive in
Proxy – 10.124.94.7
Access Point – TATA.DOCOMO.DIVE.IN

Reliance Users
Proxy – 54.117.201.129
Port – 8080
Front Query – fb.me/cgi-bin/nph-proxy.cgi/000000A/http/rcomwap


Facebook plans customizable filters for nudity and violence

Facebook wants to give you the power to define what is and isn’t objectionable, and influence the local defaults of those who don’t choose voluntarily. You’ll eventually be able to select how much nudity, violence, graphic content and profanity you’re comfortable seeing.

Mark Zuckerberg revealed this massive shift in Facebook’s Community Standards policy today in his 5,000-word humanitarian manifesto, which you can read our highlights and analysis of here.
Currently, Facebook relies on a one-size-fits-most set of standards about what’s allowed on the network. The only exception is that it abides by local censorship laws. But that’s led to trouble for Facebook, as newsworthy historical photos including nudity and citizen journalism accounts of police violence have been wrongly removed, then restored after media backlash or executive review.
Zuckerberg explains the forthcoming policy, writing:
“The idea is to give everyone in the community options for how they would like to set the content policy for themselves. Where is your line on nudity? On violence? On graphic content? On profanity? What you decide will be your personal settings. We will periodically ask you these questions to increase participation and so you don’t need to dig around to find them. For those who don’t make a decision, the default will be whatever the majority of people in your region selected, like a referendum. Of course you will always be free to update your personal settings anytime.
With a broader range of controls, content will only be taken down if it is more objectionable than the most permissive options allow.”
This approach allows Facebook to give vocal, engaged users choice, while establishing reasonable localized norms, without ever forcing specific policies on anyone or requiring all users to configure complicated settings.
To classify potentially objectionable content Facebook will lean more heavily on artificial intelligence, which is already delivering 30 percent of all content flags to its human reviewers. Over time, Zuckerberg hopes Facebook’s AI will learn to make nuanced distinctions, such as between terrorist propaganda and a news report about a terrorist attack.
There are still plenty of questions about how this system will work. For example, what happens to teens? Do they get strict defaults or the same control, and do parents have license to select their kids’ settings? And we don’t know when this will launch, though Zuckerberg implied it would all take time.
This new system of governance could make Facebook’s policies feel less overt, as they should align with local norms. It might also be a boon to certain content creators, such as photographers or painters who make nude art, videographers who capture action or war or unfiltered pundits with niche views.
Personalized and localized site governance might prove more democratic than treating Facebook as one giant country. Its 2012 experiment with allowing people to vote on policies failed and was scrapped because it required 30 percent of a users to vote on long, complicated documents of changes for their majority decision to be binding. The final vote would have needed 300 million votes to be binding, but received just 619,000. Now users who don’t “vote” on their settings receive the local defaults, “like a referendum” in a U.S. state.
Zuckerberg also outlined several other product development plans. Facebook hopes to add more suggestions for local Groups to tie users deeper into their communities. Facebook will also give Group leaders more tools, akin to what Facebook provides Page owners. Zuckerberg didn’t provide specifics, but those features might include analytics about what content is engaging, the ability to set more types of admins and moderators or the option to add outside app functionality.
As far as safety and information, Facebook wants to expand AI detection of bullying or self-harm, and potentially allow people to report mental health issues, disease or crime. And to fight polarization and sensationalism, not just objectively fake news, it wants to present users with a range of sources across the political spectrum about a given topic. That could potentially come through showing Related Articles on links that draw on sources from other parts of the spectrum.
The central theme of these changes is Facebook empowering users to define their own experience. It wants to see the world move toward a supportive, safe, informed, civically engaged and inclusive global community. But it still sees itself as just a tool, with the direction of progress defined by those who wield it.

Apple assembling devices in India won’t mean cheaper iPhones yet

Apple appears to be moving forward with plans to begin assembling its phones in India, but that doesn’t necessarily mean that its prices will drop in the country.

India’s Economic Times today reported that Apple will begin assembling the iPhone SE in the coming months in Karnataka, adding more detail to comments from the state’s minister of IT earlier this month that seemingly confirmed an arrangement.

Apple currently prices the iPhone higher in India than any other country in the world. It is widely assumed that the cost is down to high import taxes that the company is subject to — since it manufacturers devices in China — and so it figures that any move to assemble devices locally could reduce the price of iPhones in India. That’s important, because Apple continues to struggle to gain any meaningful share of India’s smartphone market, which is one of the few tipped to grow consistently.

A recent IDC report found that Chinese smartphone brands dominated India’s phone market in the final quarter of 2016, with no Indian brands in the top five for the first time. Apple, meanwhile, had its best year of sales in India — selling 2.5 million units — but that represents a tiny fraction of overall sales — more than 28 million devices shipped in Q4 2016 alone.

But for those thinking local manufacturing will instantly fix Apple’s issues, the case is not so clear.

“Apple is not known to abruptly drop prices and thus the saving could go towards building foundation for Apple’s retail and marketing footprint,” Counterpoint Research analyst Neil Shah told TechCrunch, pointing out that right now the U.S. firm has no independent retail presence in India.

“Apple though selectively offers discount only during festive season and that could be also 4-5 percent [price cuts] max and not the entire 12-13 percent [saving from local production] will be passed on to consumers.”

Shah also explained that Apple’s initial efforts “won’t be full-fledged manufacturing like in Taiwan or China,” while he estimates that no more than 400,000 units per quarter would be assembled initially, minimizing any potential impact.

Of course, that’s the short-term prognosis, and if Apple is able to scale its India productions — and potentially advance the processes they carry out — then there’s scope for price savings to be passed on. For now, this is a promising development for Apple and its fans in India — but it is likely to be some time before the full impact is felt in the market.

Trump is causing a political app boom, data shows

Anyone surprised by this? The growth of politically focused mobile apps has been booming since November, with the top five political apps receiving a combined 300,000 downloads across iOS and Android over the past three months, according to new data from App Annie. This list doesn’t include news media applications, but rather those apps aimed at helping people find their representatives, track their votes, figure out their own political leanings and more.

App Annie says the following apps all saw above 5,000 downloads from November through January: Countable, Voter, We the People, VoteSpotter and Congress. Countable topped the list, accounting for more than 200,000 downloads on its own.

Countable, VoteSpotter and Congress are all focused on helping users find their reps, track their votes and get in touch. We the People is aimed more at political discussion, and Voter was used more heavily prior to the election to help people figure out which politicians best represent their values.

To put these new numbers in perspective, during the three months prior to the time frame App Annie analyzed (August-October 2016), this group of apps saw roughly one-third of the downloads they saw from the month of the election through January. The data is proof of the increase in civic engagement since President Trump took office.

Meanwhile, some (non-news) political apps saw less than 5,000 downloads during this same time. This includes Presidential Election & Electoral College Map, Boycott Trump Biz, Voice Political Advocacy, Brigade, One World Politics, iCitizen, Show of Hands and Vote 1 – Political Spectrum.

Notably, that list also includes VoteStand — the crowdsourced voter fraud app that President Trump tweeted about in January. VoteStand’s founder claimed 3 million people voted illegally in November, but hasn’t provided any proof. He certainly couldn’t pull any relevant data from his VoteStand app, as it has only around 10,000 total downloads to date.

Perhaps it’s not surprising the app didn’t grow after the election, given its purpose. But it’s interesting that Trump supporters didn’t even want to look at whatever supposed voter fraud the app had collected, following its presidential shout out.

Of course, politically focused apps are not the only ones being impacted by U.S. users’ increased interest in politics under the new administration. News apps are gaining more users, as well.

In particular, CNN — the media organization Trump famously declared mid-press conference as “fake news” — has benefited from the increased attention. App Annie says from November through January, it gained more than 1.5 million new downloads across iOS and Google Play.

In addition to CNN, The New York Times — which Trump liked to call “failing” — said it has seen subscriptions increase tenfold since Election Day, and now sees around 125 million to 130 million monthly users.

What’s that old adage? Any press is good press? Apparently, that holds true for Trump’s favorite “fake news” sites, too… Well, that and the fact that millions trust their reporting.

Top 10 Ways To Get Organic Traffic Without Using SEO

HOW TO GET 1000 VISITORS FOR FREE 

1. Yahoo! Answers

Yahoo! might be losing the search engine market share battle but they still dominate in the Question and Answers arena. People ask thousands of questions every day in almost every niche and industry you can imagine. A quick search for “Search Engine Optimization” shows over 1,300 questions that can be answered. The key to driving massive amounts of traffic from Yahoo! Answers is to give genuinely helpful answers. Instead of trying to create a blatant advertisement for your website work on becoming an authority in your industry.
This technique has the potential to send you far more than 100 visitors. When people use search engines to look for the questions you answered often times a Yahoo! Answers result will appear near the top of the search results. This will give you and your website a ton of exposure if you answer commonly asked questions!

2. Social Bookmarking

If you create content that people enjoy it can easily become popular or even go viral. The important thing is to put your website and content in front of people that are looking for it, right? Social bookmarking is a super easy way to do just that. Social bookmarking sites allow users to bookmark their favorite websites that other people can publicly view and vote up or down. If you bookmark useful content other people will find it, share it, and vote it up so others can enjoy it. Oh yeah, and it only takes about 30 seconds to bookmark your site.
The 3 most popular social bookmarking sites are DiggReddit, and Delicious. These 3 sites get over 8 MILLION unique visitors a month – funneling off a chunk of that traffic to your website is very doable. (There’s plenty to go around ) Just remember to create content that people will enjoy and/or find useful. The most popular content on social bookmarking sites are usually check lists, “Top 10” lists, tools & resources, and breaking news – so keep that in mind!

3. Squidoo

Squidoo is a website full of 100% user generated content that allows you to create what’s called a “lense.” A lense is a page about a specific topic that you choose to write about (usually something you’re knowledgeable in). After creating your lense other people can find it by searching for terms and keywords related to your lense. Let me just start off by saying Squidoo is an absolute powerhouse in the search engines (by lawrence mcmeen). Its very easy to rank Squidoo lenses for competitive terms that would prove to be a challenge for websites with lesser authority. Creating a lense on Squidoo gives you 2 traffic opportunities:
  • When people use search engines and search for keywords related to your lense it will sometimes show up in the top search results if it’s relevant enough to the search phrase. This means you can get drones of targeted traffic to your lense from search engines that you can funnel into your website.
  • Squidoo has a huge community of active users that use Squidoo to find things they want to know more about. Squidoo currently gets over 9 million unique visitors a month and they’re still growing steadily. Look at Squidoo’s traffic growth over just the last year:
Creating a lense or two is one of my favorite ways to get laser targeted traffic without hours of work.

4. Guest Blogging

Guest blogging is a great way to generate free traffic – all you have to invest is the time to write an article. Get in touch with the most popular blogs in your industry and ask if they’ll let you write a guest post. Most website owners will have no objections to having other people write free content for them. (ask Michael how I know…wink, wink) If you’re having trouble finding blogs to guest post on check out www.myblogguest.com – they have a full community of bloggers that are ready and waiting for your content.

5. Forum Posting

There are community forums setup online for virtually every niche, industry, or topic you can imagine. The internet is a prime place for like minded people to talk to each other. 9 times out of 10 you can find a forum for your industry just by typing in [your industry]forum.com or searching for “[Your Industry] Forum” on Google.
Find the forums in your industry with the largest user base, start posting there and become an active community member. Most forums will allow you to leave a link to your website in your post signature, so the more you post the more traffic you get.

6. Twitter

Every time I write new content I post it to twitter. If you use the right keywords and make your tweet interesting enough you can get a lot of clickthroughs just from people searching.
For example if I write an article about SEO and Google I can tag the end of the tweet with #SEO #Google and anyone that searches for those keywords on Twitter can see my tweet about the post that I wrote. Be sure to write creative headlines for your posts so people feel the urge to click on them.

7.Facebook

Creating a Facebook fan page takes about an entire 45 seconds and is a almost a necessity at this point for every business owner. Considering that 1 in 13 people on EARTH have a Facebook account there’s really no need to explain why you should be there. Pro tip: make sure you create a fan page and not a group. Groups messages don’t show up in news feeds making it hard to get in touch with members. Making a fan page will give you a lot more exposure to not only the current members but members friends as well.

8. Blog Commenting

Commenting on blog posts written by industry experts with lots of followers can bring your website a lot of traffic. When you post a comment (most) blogs allow you to leave a link back to your site for other readers to check out – as long as you leave an insightful comment you WILL get traffic from your blog comments. Make sure you comment as quickly as possible when new blog posts go up. The higher in the comments you are the more clicks you’ll get. I have Google Reader setup to alert me when new blog posts are made on the industry blogs I follow and I comment immediately to lock in my first place spot.

9. Article Marketing

Promoting your websites by publishing articles to various article directories is by no means a new idea but still an extremely effective way to drive traffic. If you write content and publish it to websites like Ezine ArticlesArticle Base, and Article Dashboardwebsite owners will pick it up and post it. This idea is similar to guest blogging except that you only have to write one piece of content that can end up on hundreds of even thousands of blogs and websites.
The same rule applies here: don’t be boring – be creative and interesting and use common keywords in your article and title so website owners can find it!

10. Link bait

The idea of “link bait” refers to creating content that is so extremely useful or entertaining it compels people to link to it. Put yourself in the shoes of your target demographic and figure out what they would enjoy or what would help them the most. Is there a tool you can make to automate some tedious process? Can you find enough data to make an interesting infographic? Is there a checklist or cheat sheet that would prove handy to your audience? The possibilities are nearly endless – survey your visitors and see what is missing or lacking in your industry and fill in the gaps.

Everything You Want To Know About Insurance

What is 'Insurance'

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.
Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.

BREAKING DOWN 'Insurance'

There are a multitude of different types of insurance policies available, and virtually any individuals or businesses can find an insurance company willing to insure them, for a price. The most common types of personal insurance policies are auto, health, homeowners and life insurance policies. Most individuals in the United States have at least one of these types of insurance.
Businesses require special types of insurance policies that insure against specific types of risks faced by the particular business. A fast food restaurant, for example, needs a policy that covers damage or injury that occurs as a result of cooking with a deep fryer. An auto dealer is not subject to this type of risk but does require coverage for damage or injury that could occur during test drives. There are also insurance policies available for very specific needs, such as kidnap and ransom (K&R), medical malpractice and professional liability insurance, also called errors and omissions insurance.

Insurance Policy Components

When choosing a policy, it is important to understand how insurance works. Two of the most important components of all insurance policies are the premium and the deductible. A firm understanding of these two concepts goes a long way to helping you choose the policy that is best for you.
A policy's premium is simply its price, typically expressed as a monthly cost. The premium is determined by the insurance company based on your, or your business', risk profile. For example, if you own several expensive automobiles and have a history of reckless driving, you pay more for an auto policy than someone with a single mid-range sedan and a perfect record. However, different insurers may charge different premiums for similar policies, so finding the price that is right for you requires some legwork.
The second important policy component is the deductible. Whenever you make a claim, you are required to meet a minimum out-of-pocket expense, or deductible, before the insurance company pays for your losses. Deductibles can apply per-policy or per-claim depending on the insurer and the type of policy.
Policies with very high deductibles are typically cheaper because the high out-of-pocket cost means insureds are less likely to make small claims. When it comes to health insurance, for example, people who have chronic health issues or need regular medical attention should look for policies with lower deductibles. Though the annual premium is higher than a comparable policy with a higher deductible, cheaper access to medical care throughout the year may be worth the trade-off.

small business administration sba

DEFINITION of 'Small Business Administration - SBA'

The Small Business Administration (SBA) is a U.S. government agency, formulated in 1953, that operates autonomously. This agency was established to bolster and promote the economy in general by providing assistance to small businesses. One of the largest functions of the SBA is the provision of counseling to aid individuals trying to start and grow businesses. On the agency’s website, (SBA.gov), there is a wealth of tools to assist small businesses including a small business planner and additional training programs. Localized SBA offices throughout the United States and associated territories offer in-person, one-on-one counseling services that include business plan writing instruction and assistance with small business loans.

BREAKING DOWN 'Small Business Administration - SBA'

The SBA offers substantial educational information with a specific focus on assisting small business startup and growth. In addition to educational events offered on the SBA’s website, local offices also provide more personalized special events for small business owners.

The History of the SBA

The SBA was established by President Eisenhower through the signing of the Small Business Act in the summer of 1953. In its more than six decades of existence, the SBA has been threatened on numerous occasions. The House of Representatives, controlled by the Republican party in 1996, had the SBA slated to be eliminated. However, the agency survived this threat and went on to receive a record budget in 2000. The SBA faced further threat by President Bush and his administration. Though attempts to cut the agency’s loan program saw significant resistance in Congress, the SBA’s budget was cut repeatedly each year, from 2001 to 2004, when certain SBA expenditures were frozen altogether.

The SBA Loan Program

The loan programs offered by the SBA are among the most visible elements the agency provides. The organization does not offer grants or direct loans, with the exception of disaster relief loans, but instead guarantees against default pieces of business loans extended by banks and other official lenders that meet the agency’s guidelines. The number one function of these loan programs is to make loans with longer repayment periods available to small businesses.

The Future of the SBA

As of 2016, despite numerous attempts to do away with the SBA entirely, many political officials and offices continue to support the agency. President Barack Obama and his administration have continually supported the SBA and remain backers of a substantial budget allotment for the agency. The SBA’s ability to offer loans has also been significantly strengthened by the American Recovery and Reinvestment Act of 2009 and the Small Business Jobs Act of 2010.

Mesothelioma Survival Rate

Mesothelioma survival rate refers to the percentage of survivors who live a year or more after diagnosis. About 55 percent of mesothelioma patients survive six months, and 30-40 percent survive longer than a year. Only about 9 percent survive five years or more.

Mesothelioma Survival Rate

Mesothelioma survival rate refers to the percentage of survivors who live a year or more after diagnosis. About 55 percent of mesothelioma patients survive six months, and 30-40 percent survive longer than a year. Only about 9 percent survive five years or more.

“How Long Can I Live With Mesothelioma?”

This question is commonly asked by those who have been diagnosed with mesothelioma, a deadly form of cancer caused by asbestos. Unfortunately, as with most diseases, there is no one answer to how long a mesothelioma patient will live.
Mesothelioma Survival RatesMesothelioma Survival Rates
6 months after diagnosis55%
1 year after diagnosis33%
5 years after diagnosis9%

Survival Rates for Mesothelioma Are Improving

The good news is that survival rates for mesothelioma patients are improving. A 2015 meta-study looked at 20 years worth of results from 1992 – 2012, and during that period the two major forms of mesothelioma (pleural and peritoneal) have both seen an improvement in survivorship.
Mesothelioma Survival Rate by TypeLife Expectancy by Mesothelioma Cell Type
PleuralPeritonealPericardial
1 year73%92%51%
3 years23%74%26%
5 years12%65%23%
10 years4.7%39%(N/A)
According to the study, peritoneal mesothelioma survivorship has especially shown significant improvement, largely due to new forms of treatment, such as hyperthermic intraperitoneal chemotherapy (HIPEC).

The Effect of Treatment on Survival

The type of treatment a mesothelioma patient receives can affect survival rates. Whether this is due to the treatment itself or to other factors (e.g., if the patient is too ill to undergo a more aggressive treatment) may not always be apparent. While there has been no single study showing survival rates based on treatment across all types of mesothelioma, separate studies have been done on the two most common forms of mesothelioma.
Mesothelioma Survival Rate by Treatment Type Mesothelioma Survival Rate by Treatment Type
Pleural Mesothelioma
Chemotherapy Only2 years19%
5 years4%
Pleurectomy / Decortication (P/D)2 years40%
5 years10%
Extrapleural Pneumonectomy (EPP)2 years37%
5 years12%
Peritoneal Mesothelioma
CRS-207 + Hyperthermic Intraperitoneal Chemotherapy (HIPEC)5 years50%
For pleural mesothelioma, patients who undergo a pleurectomy/decortication (P/D) or extrapleural pneumonectomy (EPP) – both of which are usually part of a multimodal treatment plan – generally have a much higher rate of survival than those who receive chemotherapy alone.
For peritoneal mesothelioma, patients who undergo cytoreductive surgery (CRS) with HIPEC have significantly higher rates of survival. When combined with systemic chemotherapy as an adjuvant treatment, the 5-year survival rate of patients who undergo CRS + HIPEC can be as high as 67%.

Other Survival Rate Factors

The survival rate for mesothelioma patients depend on a variety of factors. These include things such as the patient’s age, health, and the treatment they receive. Ever individual case is different, and one survival rate may not necessarily apply to a specific patient’s case.

Stage at Diagnosis

Mesothelioma staging can impact survival rate significantly. Patients diagnosed at an early stage (Stage I or Stage II) have a much higher survival rate than those diagnosed at a later stage (Stage III or Stage IV). For example, the 5-year survival rate for Stage 1 peritoneal mesothelioma patients is 87 percent, but only 29 percent for Stage IV.

Age of the Patient

Younger mesothelioma patients have higher rates of survival than older patients. This is due in part to the fact that older people in general have lower survival rates. In addition, with age comes a variety of health-related conditions that can make a mesothelioma diagnosis more deadly.

Sex

According to data provided by the National Cancer Institute’s SEER database, women have a higher 5-year survival rate (16%) than men (9.3%). It is not entirely clear why this is so, though some reasons may include that women are generally diagnosed at a younger age, they are more likely to get regular medical checkups, and they may be in better overall health.

Race

There is some evidence that African-Americans who have mesothelioma have a slightly longer 5-year survival rate than Caucasian mesothelioma patients. However, because Caucasians have a much higher incidence of mesothelioma, there may not be enough cases of African-Americans who have the disease to make a substantive determination.

Genetics

Several studies have shown that certain genetic factors can affect survival rates among patients. For example, mesothelioma patients who have certain mutations of BRCA1-associated protein-1 (BAP1) appear to have much better survival rates than other individuals who develop the disease, according to one study.

Top 8 Best Places to Buy Used Goods Online

You don’t have to spend a lot of money on electronics, home furnishings, clothing, or other items you use every day. In fact, you can save a lot of money if you buy a lot of these items in previously-owned condition. You can get some great deals when you search through online want ads and find items being sold by people in your area. Just make sure that you are being safe when shopping online, and only meet sellers in well-lit, public places.

Here are some of the best places to buy used goods online:

1. Sell

This free site is easy to use and you don’t need to use a credit card to sign up. You will find the best deals on items you want and you can even set up a “Wish List” so you will be notified via email when items become available. All negotiations are private and sales are completed quickly and easily. If you buy items in bulk, you can negotiate for volume pricing discounts.

2. Poshmark

You are always protected when you shop here. Your payments are held until you inform Poshmark that you have received your order. You will then have three days to notify the company if there are any issues. When your claim is verified, you will receive a refund. If no contact is made after this three day period, your payment will be released to the seller, and all sales are then final with no refunds.

3. Gadget Salvation

If you are looking to upgrade your laptop, you can get some great deals here. Yes, the items are all used, but because they are inspected before they are purchased from the original owners, you know that you are getting quality goods at the absolute lowest prices. If you haven’t considered it before, definitely consider buying your laptops used.

4. Geebo

This is more than just an online classified ad website. It is a community that was created by people to make buying and selling easier for people. There are things that are missing from traditional classified ads, and this site fills in those gaps. You will be able to find people in your area who are selling the items you are looking for and there are many more sellers on this site than you will find in the newspaper ads.

5. Letgo

Here is another site where you can find all kinds of cool stuff for sale. It is easy to buy on Letgo, with loads of categories to choose from. Don’t forget to check out the home page to see some interesting items for sale. Find items you want, tap on them, chat with the seller, and arrange to buy the items. It’s as simple as that.

6. Backpage

Whether you are in the USA, Canada, or just about any other location in the world, you can buy used goods online quickly and easily. This is an online classified ad service that can get you in touch with sellers in your neighborhood that have exactly what you are looking for, at prices that are low and competitive.

7. Gone

This site buys used goods that are in excellent condition and then sells them at greatly discounted prices. You can be sure that each item has been inspected before being put up for sale, that you will be getting exactly what has been described, and that the condition is guaranteed.

8. Mercari

This is buying and selling made easy. All you have to do is search for the items you are looking for and then you are connected with a community that is selling just about everything you can think of. You can safely pay for your purchases with your credit card, debit card, or with PayPal.

How to Improve Business Cash Flow - 7 Ways For Improvement

For entrepreneurs, cash flow is a vital component of business operations. Business owners shouldn’t just take notice of available cash when times are tight; maintaining an optimal level of cash on hand in all circumstances ensures your business can make it through any financial bumps in the road.

Here are a few tips on keeping your cash flow where it needs to be for business security.

1. Offer Early Payment Discounts

Incentivize your clients by giving them a discount for early payment. An acceptable discount is 2% but up to 5% may be worth the slight revenue reduction. Your customers, whether individuals or other businesses, like to save money too. Give them a reason to pay you right away and reduce the risk of late or missed payments that cause a dip in your cash flow.

2. Set Up Extended Payment Deadlines

Whenever possible, pay what you owe to vendors right away. For the months when there may be a gap in cash flow and payments, however, set up an extended payment agreement with the people you owe. This can mean an official 60-day turnaround for all payments, or even a clause in the agreement that allows it a certain number of times in a year. Don’t pay late if you have the money on hand, but be prepared in case you need to use that option on occasion. It will save you money on late payment fees and also allow more time to receive revenue to pay the bills.

3. Build a Cash Reserve

Think of a cash reserve as a savings account of sorts for your business. This is money that is not allocated to anything else but is simply available if you need it. Financial experts recommend keeping three to six months’ operating expenses in a cash reserve, but you can adjust those numbers based on the stage of your business and what you plan to spend in coming months. Figure out a smart amount for what you need to operate, and then set it aside.

4. Finance When it Makes Sense

Just because you have the cash on hand to handle any unexpected expenses does not mean that you should spend it. There are times when it might make more sense to leave that cash alone, and seek out short- or long-term financing instead. You can do this through a small business loan or even a business credit card. Do your homework to find the right credit option for your needs. Don’t break into your cash stash if there is another way around it – particularly when the amount in your cash reserve isn’t enough to cover the expense anyway.

5. Hire a Money Manager

Sometimes you have to spend money to make money and that is definitely the case when it comes to handling your financial matters. Perhaps you don’t have the budget for a full time accountant on staff – hire part-time help or go to a local firm once a month. It’s difficult to be objective about spending for your business when you own it. Let someone else take a closer look at money coming in and going out – and give you advice on spending and saving.

6. Know Your Break-Even Point

What is the number you need to reach each month to start making money? You can figure this out by adding up your operating expenses, wages, overhead costs, and your own salary. How much do you need to make to meet all of those obligations? Once you have that number in mind, you can spend with greater savvy and as a result, keep your cash flow at its optimal level.

7. Follow a Budget

This may seem obvious but it’s vitally important to the health of your cash flow. Business owners often focus too much on profits and not enough on spending. You aren’t really getting ahead if the amount you make off each sale can’t cover your other expenses. Save money wherever you can and track all of your business spending. Having a spreadsheet or software that can quickly break down cash coming in and going back out will make you more mindful of how that hard-earned business money is spent.
Keeping a robust cash flow takes vigilance but it will help protect your business during tough times. Your cash on hand gives you more stability and having enough of it will help you sleep better at night.